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Our Lending Services

EQUIPMENT LEASING is an easy, convenient tool to grow your business and includes multiple structures to meet cash flow requirements and tax benefits: capital leases, operating leases, master leases, equipment finance agreements, sale-leasebacks, true tax leases, TRAC leases, and First Amendment leases.

APP ONLY FINANCING up to $200,000.00.

PURCHASE ORDER FINANCING can be used to fund explosive growth by generating the cash to pay up to 100 percent of the costs to produce your product or service which can include deposits, raw materials, components, sub-assemblies, overhead, labor costs, shipping charges and letters of credit.  It’s a fast solution when you have an immediate need resulting from firm purchase orders and can also be used for the import and export of goods.

WORKING CAPITAL FINANCING up to $200,000.00, billed monthly with 2 years TIB.

FACTORING can provide you with almost immediate cash by purchasing your accounts receivable as your sales grow!  This is a great way to accelerate your cash flow for companies large and small operating in most industries.

Financing Benefits:

Conserve Cash: Hold on to working capital so that it can be used more effectively for other business investments.

 Get It Now: Don’t delay purchases due to budget constraints. Meet all your needs while maximizing cash flow.

Preserve Your Credit Lines: Existing lines of credit and borrowing power are left available and ready to use for operational and short-term financing needs.

Predictable Payments: Select a payment schedule that meets your business needs and enjoy the ease of a fixed, convenient monthly payment vs. paying for the solution upfront.

Manage Company Assets: Account for the assets how you see fit.  Choose a payment option that allows assets to be either on or off balance sheet. 

Tax Advantages: Leverage the benefits of Section 179 to receive additional tax savings.  

TriRam Advantages

Total Solution Financing: Affordable 100% financing allows you to finance all of your equipment and in many cases can include soft costs such as freight, installation and construction.

Simple & Convenient: Fast application and documentation process, designed to make your equipment acquisitions easy.

Fast Credit Approvals: TriRam Financial utilizes multiple funding sources to provide credit for any customer profile with fast turnaround.

Pick Your Payment: Benefit from flexible, customized payment options.  Monthly, quarterly or deferred terms available, that can be matched to fit your budget. 

Building Construction

  • Bulldozers
  • Forms
  • Cement trucks
  • Compactors
  • Concrete equipment
  • Cranes
  • Earth moving equipment
  • Excavators
  • Jackhammers
  • Portable construction lighting
  • Shovels
  • Surveying equipment
  • Tractors

Fitness, Banking and Vending

  • Cardio / strength
  • Tanning beds
  • Flooring
  • Lockers
  • Surveillance systems
  • ATMs
  • Check Scanners
  • Sorters
  • Encoders
  • Candy/Snack machines
  • Change machines
  • Soft drink dispensers


  • CAD/CAM systems
  • File Servers
  • Hardware
  • Macro computers
  • Mainframes
  • Microcomputers
  • PC Network
  • Peripherals
  • Plotters
  • Printers
  • Scanners
  • Software
  • Workstations

Electrical, Telecom and Office Equipment

  • AC Motors
  • DC Motors
  • Generators
  • Lighting equipment
  • Single & Three Phase motors
  • Transformers
  • Welders
  • Telephone Systems
  • Voicemail
  • Automated Attendant
  • Call Center Software
  • Unified Messaging
  • Speech Recognition
  • Copiers
  • Embossers/Folders
  • Facsimile Equipment
  • File Cabinets
  • Furniture
  • Labeling Machines
  • Postage Machines
  • Telephones

Agricultural, Manufacturing and Handling Equipment

  • Harvesting and Planting
  • Hay and Cotton Bailers
  • Tractors Dairy
  • Machinery
  • Food Processing
  • Livestock Equipment
  • Grinders
  • Lathes
  • Material handling machines
  • Packaging equipment
  • Production equipment
  • Punch/Press Machines
  • Welding Equipment
  • Silkscreen Equipment
  • Injection Molding Machinery
  • Sewing/Embroidery/Quilting Machines
  • Textile machines
  • Forklifts
  • Pallet Jacks
  • Platform Lifts
  • Conveyers

Amusement, Medical and Media Equipment

  • Arcade games
  • Gaming Machines
  • Juke-boxes
  • Pool tables
  • Simulators
  • Blood Analyzers
  • CT Scanners
  • Exam Tables
  • Dental Equipment
  • Heart Monitors
  • Lab Testing Equipment
  • Optical Equipment
  • Physical Therapy
  • X-ray Equipment
  • Editing & Finishing Systems
  • Digital Audio & Video Equipment
  • Storage Systems
  • Broadcast Equipment
  • CD/DVD finishing equipment
  • Presentation Systems
  • Display Systems

Restaurant, Printing, Transportation and Mining Equipment

  • Bar equipment
  • Countertop griddles
  • Electric Slicers
  • Food warmers
  • Fryers
  • Furniture
  • Glo-Lite Signs
  • Grills
  • Hot Dog equipment
  • Ice Machines
  • Microwaves
  • Paging Systems
  • Popcorn Makers
  • Binders/Cutters
  • Colorimeters
  • Computerized Press Equipment
  • Graphic Cameras
  • Photo Processing Equipment
  • Printing Presses
  • Typesetting Equipment
  • Aircraft
  • Buses
  • Containers
  • Fresh/Saltwater
  • Garbage Trucks
  • Passenger Vans
  • Tow Trucks
  • Railroad
  • Trailers
  • Trucks
  • Blast hole drills
  • Concrete transit machinery
  • Draglines
  • Electric and hydraulic shovels
  • Extraction machinery
  • Loaders
  • Pumps